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Premium Covered Items & Amounts

When you incur damage to your property or contents, we'll cover the repair or replacement cost equal to the amounts listed below for each item.

Furniture

    • Sofa
    • Loveseat
    • Living Room Chair
    • Office Chair
    • Dining Table Chair
    • Outdoor Lounge/Patio Chair
    • Armoir
    • Credenza
    • Desk
    • Dresser/Chest of Drawers
    • TV Stand
    • Cabinets
    • Coffee End/Table
    • Book Case
    • Coat Rack
    • 4 Seat Kitchen Table
    • 6 Seat Kitchen Table
    • 8 Seat Kitchen Table
    • King Size Mattress
    • Queen/Full Size Mattress
    • Twin Mattress
    • King Headboard
    • Queen/Full Headboard
    • Twin Headboard
    • King Bed Frame
    • Queen/Full Bed Frame
    • Twin Bed Frame
    • Nightstand
    • Interior/Closet Door
    • Blinds

  • Item

    • Sofa
    • Loveseat
    • Living Room Chair
    • Office Chair
    • Dining Table Chair
    • Outdoor Lounge/Patio Chair
    • Armoir
    • Credenza
    • Desk
    • Dresser/Chest of Drawers
    • TV Stand
    • Cabinets
    • Coffee End/Table
    • Book Case
    • Coat Rack
    • 4 Seat Kitchen Table
    • 6 Seat Kitchen Table
    • 8 Seat Kitchen Table
    • King Size Mattress
    • Queen/Full Size Mattress
    • Twin Mattress
    • King Headboard
    • Queen/Full Headboard
    • Twin Headboard
    • King Bed Frame
    • Queen/Full Bed Frame
    • Twin Bed Frame
    • Nightstand
    • Interior/Closet Door
    • Blinds

  • Repair

    • $1100
    • $500
    • $400
    • N/A
    • N/A
    • $100
    • $300
    • $384
    • $550
    • $300
    • $200
    • $325
    • $250
    • $300
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • $325
    • N/A
    • N/A

  • Replace

    • $3000
    • $1500
    • $1200
    • $500
    • $400
    • $400
    • $1250
    • $900
    • $900
    • $800
    • $600
    • $750
    • $750
    • $1000
    • $400
    • $1250
    • $1750
    • $3000
    • $1250
    • $900
    • $700
    • $800
    • $600
    • $600
    • $900
    • $800
    • $400
    • $900
    • $400
    • $700

Appliances

    • Dishwasher
    • Microwave
    • Coffee Maker
    • Washer/Dryer
    • Crockpot
    • Blender
    • Hand Mixer
    • Toaster
    • Vacuum Cleaner
    • Television 32
    • Television 55
    • Television 74

  • Item

    • Dishwasher
    • Microwave
    • Coffee Maker
    • Washer/Dryer
    • Crockpot
    • Blender
    • Hand Mixer
    • Toaster
    • Vacuum Cleaner
    • Television 32"
    • Television 55"
    • Television 74"

  • Repair

    • $500
    • N/A
    • N/A
    • $500
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A

  • Replace

    • N/A
    • $600
    • $450
    • N/A
    • $400
    • $500
    • $350
    • $400
    • $700
    • $700
    • $1250
    • $2000

Household Items

    • Ceiling Light Cover
    • Ceiling Fan
    • Desk Lamp
    • Floor Lamp
    • Wi-fi System
    • Audio System
    • Sewing Machine
    • Fan
    • Hair Dryer
    • Indoor Garbage Can
    • Iron
    • Range Hood
    • Entry Locks
    • Small Window (24
    • Medium Window (36
    • Large Window (48
    • Curtains/Drapes
    • Scuffed Wall (2
    • Minor Wall Damage (under 6
    • Major Wall Damage (over 6
    • Area Rug 3' X 5' UP TO 5' X 7'
    • Area Rug 6' X 9' UP TO 8' X 10'
    • Area Rug 9' X 12' UP TO 10' X 13'

  • Item

    • Ceiling Light Cover
    • Ceiling Fan
    • Desk Lamp
    • Floor Lamp
    • Wi-fi System
    • Audio System
    • Sewing Machine
    • Fan
    • Hair Dryer
    • Indoor Garbage Can
    • Iron
    • Range Hood
    • Entry Locks
    • Small Window (24"x36")
    • Medium Window (36"x48")
    • Large Window (48"x60")
    • Curtains/Drapes
    • Scuffed Wall (2" minor scuff)
    • Minor Wall Damage (under 6" hole)
    • Major Wall Damage (over 6" hole)
    • Area Rug 3' X 5' UP TO 5' X 7'
    • Area Rug 6' X 9' UP TO 8' X 10'
    • Area Rug 9' X 12' UP TO 10' X 13'

  • Repair

    • N/A
    • $279
    • N/A
    • N/A
    • $279
    • $339
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • N/A
    • $150
    • $180
    • $250
    • $300
    • $150
    • $300
    • $500

  • Replace

    • $400
    • $700
    • $250
    • $400
    • $650
    • $700
    • $400
    • $250
    • $300
    • $300
    • $300
    • $500
    • $400
    • $600
    • $1000
    • $1300
    • $400
    • N/A
    • N/A
    • N/A
    • $500
    • $700
    • $1350